Privacy Policy

This policy explains what personal information SPSV.IO collects, why we collect it, and what rights you have. We keep it in plain language.

1. Who we are

SPSV.IO ("we", "us", "our") provides an online income and expense record-keeping application for taxi drivers and other self-employed people in Ireland. For the purposes of data-protection law, we are the data controller for the personal information you provide when you use SPSV.IO.

[Add your legal/business name, business address, and — if you have one — your business registration number here.]

2. What information we collect

We collect only what we need to run the service:

• Account details — your name, email address and the password you set (stored in encrypted form, never in plain text).
• The records you enter — the income and expense information you choose to record in the app.
• Profile details you add — such as your county or mobile number, if you choose to provide them.
• Payment information — handled by our payment provider. We do not store your full card details on our systems.
• Technical information — basic information needed to keep the service secure and working, such as your IP address and sign-in activity.

3. How and why we use your information

We use your information to:

• Provide the SPSV.IO service and store the records you enter;
• Create and secure your account, including sign-in and optional two-factor authentication;
• Take payment for your subscription and manage renewals and cancellations;
• Send you essential service emails, such as verification codes, password resets and important account notices;
• Provide support when you contact us;
• Keep the service secure and prevent misuse.

We do not sell your personal information, and we do not use the financial records you enter for advertising.

4. Legal basis for using your information

We rely on the following legal bases under the GDPR:

• Contract — to provide the service you sign up for;
• Legitimate interests — to keep the service secure and to improve it;
• Legal obligation — where we must keep certain records, for example for tax or accounting purposes;
• Consent — where you have asked to receive optional updates, such as the app launch list.

5. Who we share your information with

We only share information with the service providers we need to run SPSV.IO, and only for that purpose. These include:

• Our hosting provider, which stores the service and its data;
• Our email provider, which delivers essential service emails on our behalf;
• Our payment provider, which processes subscription payments.

[Once finalised, name your specific providers here — for example your hosting company, your email provider (Brevo), and your payment processor (such as Stripe) — and link to their privacy terms.]

We may also disclose information if required to do so by law.

6. Where your information is stored and for how long

Your information is stored on secure servers used to run the service. We keep your account and records for as long as your account is active. If you cancel, we keep your information only for as long as needed to meet our legal obligations, after which it is deleted.

[Confirm the location of your hosting/data (e.g. EU/EEA), and state your specific retention period after cancellation.]

7. Your rights

Under data-protection law you have the right to:

• Access the personal information we hold about you;
• Ask us to correct information that is wrong;
• Ask us to delete your information, where we are not required to keep it;
• Export your records in a portable format;
• Object to or restrict certain uses of your information;
• Withdraw consent for optional communications at any time.

To exercise any of these rights, contact us at hello@spsv.io. You also have the right to complain to the Irish Data Protection Commission (dataprotection.ie).

8. Security

We take reasonable steps to protect your information. Access to the service is over an encrypted (HTTPS) connection, passwords are stored in hashed form, and two-factor authentication is available for extra protection. No online service can be guaranteed to be completely secure, but we work to keep your information safe.

9. Changes to this policy

We may update this policy from time to time. When we make significant changes, we will update the date at the top and, where appropriate, let you know.

10. Contact us

If you have any questions about this policy or your information, contact us at hello@spsv.io.